Your assessor will ask how the help desk confirms identity before it resets an authenticator.
Most teams answer with a policy and a ticket note. Neither shows what was checked at the moment of the reset.
In February 2026, New York's financial regulator told firms to stop relying on caller ID and to confirm identity before any credential reset. Personal questions lean on facts that already leaked, and a callback leans on a number that can move without the owner knowing.
Run the check, then call back the number on file. Proceed means the callback still reaches your employee's SIM. Step up means it may not, so the agent verifies on video or in person instead.
New phone this week? The agent sees Step up and uses your existing video or in-person check. Nobody gets locked out.
Before a password reset or MFA move, asks the carrier whether the SIM on the employee's number changed in the last 72 hours.
Compares what a person says (name, birthdate, zip) with what their carrier holds, and returns match or no match per field. Nothing comes back but the answer.
Built to tell you whether calls to the line are being forwarded somewhere else. Waiting on the carrier to switch it on.
The pilot is free. After day 30, plans are priced per protected employee, agreed with you then.
William Haynes
Founder of Mobile Security Guru (working across telecom, mobility, enterprise sales, and cybersecurity since 2006).